Banking
High intentPick the right option depending on where you are in your move (arriving → daily use → local account).
-
Option A — Wise (Best for arriving) Works well without a Spanish address. Ideal for day one: get paid, move money and use a card before and after you arrive. Note: Wise may offer referral perks (e.g., a free card or fee-free transfers). Offers can change.→
-
Option B — Revolut (Great for everyday spending) Easy app, reliable cards and good exchange rates. Popular for daily use once you’re settled.↗
-
Alternative — N26 (Simple euro banking) App-first euro account that many newcomers use for everyday banking.↗
-
Option C — ING Spain (Local account, when ready) Useful for Spanish direct debits, rent and official admin tasks once you live in Spain and have your paperwork sorted.→
Tip: If you’re arriving soon, start with Option A. Add a local Spanish account later if you need it for direct debits.